You may be closer to owning a home than you think! Don’t let credit concerns, down payment worries, or uncertainty hold you back. Let’s explore your options and discover what’s possible for you.
One trusted expert. Real estate + mortgage guidance. All in one place.
Have questions about buying a home or getting approved for a mortgage? I’m here to provide clear answers and honest guidance, helping you make confident decisions every step of the way.
Worried about saving for a down payment? You may qualify for programs that help with down payment or closing costs.






As both a Realtor and Mortgage Broker, I bring real estate and mortgage expertise together to make your homebuying journey easier. Whether you’re purchasing your first home, selling, or exploring financing options, I’m here to guide you every step of the way.
From understanding your buying power to finding the right home and navigating the closing process, my goal is to make your experience simple, informed, and stress-free
+1 904-772-5547
Conventional Loans
Flexible financing options for qualified buyers, including some low-down-payment programs.
FHA Loans
An option worth exploring for buyers who need a lower down payment or more flexible credit requirements.
VA Loans
Home financing benefits for eligible veterans, active-duty service members, and certain surviving spouses.
USDA Loans
Potential zero-down-payment financing for eligible buyers purchasing homes in qualifying areas.
Down Payment Assistance & Grants
Explore programs that may help eligible buyers with down payments and closing costs.
All loans and assistance programs are subject to eligibility, underwriting, and program requirements.
Every closing tells a story—of dreams realized, goals achieved, and new journeys beginning. Take a look at some of our proudest moments as we hand over the keys to a brand-new chapter in our clients’ lives.
Stop Wondering. Start Planning for Your Home.
You may be closer to buying a home than you think. Let’s explore your options, understand your buying power, and make a plan that works for you.
Jennifer Goodman, Realtor® 🏠
Florida Homes Realty & Mortgage
📞 904-772-5547
Jennifer Goodman, Mortgage Broker 💰
Innovative Mortgage Services, Inc.
NMLS 1922260 / 250769
Licensed in FL | NC | SC | GA
We start with a one-on-one discussion to understand your homeownership goals, budget, and lifestyle preferences, so we can plan the perfect strategy for your home search.
I help you explore available properties that match your criteria, schedule viewings, and provide insights to help you make confident decisions.
Once you’ve found your ideal home, I assist with the mortgage process, reviewing options, organizing documentation, and securing approval—so you can move in with peace of mind.
Jennifer Goodman, Mortgage Broker Licensed in FL, GA, SC, NC 1922260/250769 Innovative Mortgage Services, Inc. P: 904-772-5547
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