Getting pre-approved for a mortgage is one of the smartest steps you can take before starting your home search. A pre-approval shows how much you’re eligible to borrow based on your income, credit history, and financial standing. It not only helps you set a realistic budget but also demonstrates to sellers that you’re a serious and qualified buyer.
During the pre-approval stage, your lender will review your documents and provide a written confirmation of the loan amount you qualify for. This gives you confidence and clarity while exploring homes within your price range. With the right mortgage advisor guiding you, the process becomes simple, transparent, and free of unnecessary stress — allowing you to focus on finding the perfect home.